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Baccarat Strategy

The Objective of Baccarat

The main objective of Baccarat is to draw a two- or three-card hand that totals closer to 9 than the banker.  10, J, K, Q count as 0, A is a 1 and all the other cards are face value.  If your total is more than ten, you drop the ten. For example, a 7-9 hand totals to 6 (16, drop ten).  You cannot go bust in baccarat.

The Rules of Baccarat

First of all, the banker and the player each draw 2 cards.  If either the player or banker cards total 8 or 9, both then automatically stand.  If the player's total is either 6 or 7, then the player stands.  If the player stands, the banker then hits on a total of 5 or less.  If the player's total is 5 or less, the player automatically hits and the banker gives the player a 3rd card.  If the player receives a 3rd card then the banker will also draw a third card adhering to the following rules:

  • Banker's hand totals 0,1,2: Banker always draws a third card.
  • Banker's hand totals 3: Banker draws if Player's third card is 1-2-3-4-5-6-7-9-0 (not 8)
  • Banker totals 4: Banker draws if Player thirds 2-3-4-5-6-7
  • Banker 5: Banker draws if Player thirds 4-5-6-7
  • Banker 6: Banker draws if Player thirds 6-7
  • Banker 7: Banker stands.

After all the cards are dealt, whoever arrives with the total closest to 9 wins the hand.

Betting

Bet on your own hand (Player) and you face a house edge of 1.24%. Bet on the Banker's hand and the edge is either 0.6% if there's a 4% House cut or 1.06% is their cut is 5%. Finally there's the Tie bet which at best gives the house almost a 5% edge (Pay 8:1) and at worst 14+% (Pay 9:1). Forget the Tie bet for obvious reasons. Unless you can find a game with 4% vig on Banker bets, betting Player or Banker is six of one, half a dozen of the other.


Baccarat Strategy

The only thing you must do is to avoid the tie.  Baccarat is such a simple game that there is no actual strategy to win or improve the odds. Don't bother counting the cards as you will only be wasting your time. 

 

 
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